Business Credit Health
Master business credit with curated guides on credit scoring, building from scratch, remediation tactics, and bridging personal to business credit.
Part Two
Building Credit from Scratch
Actionable, low-barrier steps for historically cash-only operations (e.g., using secured cards successfully, capping utilization at 30%).
If you are starting with no credit, there are actionable steps you can take to establish a solid foundation.
Getting Started:
- Report Your Rent: Begin by getting your current bills and rent added to your credit report.
- Become an Authorized User: You can build history by becoming a verified user on an existing credit card.
- Credit Builder Loans: Research available guides and resources on Credit Builder Loans.
Getting Your First Credit Card:
Secured cards and beginner credit cards are designed specifically for people with no credit.
- Resource: Forbes' Best First Credit Cards
- Resource: CNBC: What to look for in your first credit card
Videos
Tips for Getting Your First Credit Card
Credit Builder Loans
How to Build Credit from Scratch!
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