Business Credit Health

Master business credit with curated guides on credit scoring, building from scratch, remediation tactics, and bridging personal to business credit.

Table of contents

1. How Credit Actually Works

2. Building Credit from Scratch

3. Credit Remediation (Fixing the Dips)

4. Protecting Your Score as an Asset

5. The Entrepreneur's Bridge (Personal vs. Business Credit)

Part One

How Credit Actually Works

Demystifying the exact calculation variables (payment history, credit utilization) so owners understand the scorecard rules.

Understanding the exact variables that make up your credit score is the first step to mastering it. There are two primary types of credit scores to be aware of: FICO and VantageScore. It is important to know what each is used for, how they are calculated, and how they differ.

The FICO Score Breakdown:

Read MyFico's "What Affects Your Credit" to learn more.

Required Reading:

Article: The Difference Between VantageScore and FICO Scores (Experian)

Videos

How Credit Actually Works Overview

FICO vs. VantageScore Explained

Read the Next Chapter

2. Building Credit from Scratch

Turn your hard work into real growth.

Contact the SBSH Liaison

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